How Much Does a Maltese Cost?
The complete financial picture of Maltese ownership—from purchase price to lifetime expenses.
Quick Answer
A Maltese costs $800-$3,000 to buy and approximately $2,100/year to own. Over their 14-year lifespan, expect to spend $22,295-$31,850 total including food, vet care, grooming, and insurance.
Annual Cost Breakdown
⚠️ Hidden Costs Many Owners Miss
How to Save on Maltese Costs
Pro Tip: Many shelters include initial vaccinations, spay/neuter, and microchipping in adoption fees—saving $300-500 compared to purchasing from a breeder.
Is a Maltese Worth the Cost?
At $22,295-$31,850 over their lifetime, a Maltese is a significant financial commitment. But for the right owner, they're priceless.
- • You can afford the annual costs comfortably
- • You have an emergency fund for unexpected vet bills
- • You're committed for their entire 14-year lifespan
- • You're living paycheck to paycheck
- • You can't afford pet insurance
- • You haven't budgeted for ongoing costs
Frequently Asked Questions
How much does a Maltese puppy cost?
Expect to pay between $800 and $3,000 for a Maltese puppy from a reputable breeder. Many shelters include initial vaccinations, spay/neuter, and microchipping in adoption fees—saving $300-500 compared to purchasing from a breeder.
What are the hidden costs of owning a Maltese?
Beyond common expenses, Maltese owners often face costs for: Emergency vet visits (often 2-3x regular vet prices), Pet deposits and monthly pet rent in housing, Boarding costs for vacations and emergencies.
How much should I budget monthly for a Maltese?
You should budget approximately $175 per month for a Maltese. This covers food, routine vet care, grooming, and insurance.
Is a Maltese more expensive than other dogs?
Malteses fall into the Toy size category with moderate health care costs due to breed-specific health concerns. Their lifetime cost of $22,295-$31,850 reflects their average costs across categories.
Trusted Cost Resources
For general pet ownership cost estimates, the ASPCA's General Pet Care guide provides annually updated figures on food, veterinary care, and supplies. You can also explore AVMA's guide on selecting a pet for budget planning before bringing a new pet home.