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How Much Does a Scottish Fold Cost?

The complete financial picture of Scottish Fold ownership—from purchase price to lifetime expenses.

Purchase Price
$800 - $3,000
First Year Total
$3,640 - $5,200
Lifetime (18 years)
$23,275 - $33,250

Annual Cost Breakdown

🍖
Food & TreatsStandard portion sizes
$400/year
🏥
Veterinary CareRoutine checkups and vaccinations
$450/year
✂️
GroomingStandard grooming needs
$100/year
🧸
Supplies & ToysStandard supplies
$200/year
🛡️
Pet InsuranceRecommended due to breed health risks
$550/year
Total Annual Cost$1700/year

⚠️ Hidden Costs Many Owners Miss

Emergency vet visits (often 2-3x regular vet prices)
Pet deposits and monthly pet rent in housing
Boarding costs for vacations and emergencies

How to Save on Scottish Fold Costs

💰Preventive care is cheaper than treatment—keep up with vaccinations and checkups
💰Buy supplies in bulk when on sale
💰Consider pet insurance before expensive problems arise

Pro Tip: Many shelters include initial vaccinations, spay/neuter, and microchipping in adoption fees—saving $300-500 compared to purchasing from a breeder.

Is a Scottish Fold Worth the Cost?

At $23,275-$33,250 over their lifetime, a Scottish Fold is a significant financial commitment. But for the right owner, they're priceless.

Worth it if:
  • • You can afford the annual costs comfortably
  • • You have an emergency fund for unexpected vet bills
  • • You're committed for their entire 18-year lifespan
Reconsider if:
  • • You're living paycheck to paycheck
  • • You can't afford pet insurance
  • • You haven't budgeted for ongoing costs

Frequently Asked Questions

How much does a Scottish Fold puppy cost?

Expect to pay between $800 and $3,000 for a Scottish Fold puppy from a reputable breeder. Many shelters include initial vaccinations, spay/neuter, and microchipping in adoption fees—saving $300-500 compared to purchasing from a breeder.

What are the hidden costs of owning a Scottish Fold?

Beyond common expenses, Scottish Fold owners often face costs for: Emergency vet visits (often 2-3x regular vet prices), Pet deposits and monthly pet rent in housing, Boarding costs for vacations and emergencies.

How much should I budget monthly for a Scottish Fold?

You should budget approximately $142 per month for a Scottish Fold. This covers food, routine vet care, grooming, and insurance.

Is a Scottish Fold more expensive than other cats?

Scottish Folds fall into the Medium size category with moderate health care costs due to breed-specific health concerns. Their lifetime cost of $23,275-$33,250 reflects their average costs across categories.