Persian Insurance Guide
Everything you need to know about insuring your Persian—costs, coverage, and breed-specific health risks to consider.
Why Persians Need Insurance
Persians are high maintenance and higher risk. Kidney & eye issues are chronic and expensive.
Persian Health Conditions to Cover
Persians are prone to certain health conditions. Make sure any policy you choose covers these conditions without breed-specific exclusions:
Important: Daily face cleaning is medical, not just cosmetic. Tears cause skin infection rapidly.
Recommended Coverage for Persians
Ensure PKD (hereditary) is covered. Also eye coverage—Persians see the ophthalmologist often.
- • Hereditary condition coverage
- • No breed-specific exclusions
- • Unlimited or high annual limits
- • Low deductibles for chronic conditions
- • Policies with breed restrictions
- • Long waiting periods for orthopedics
- • Per-condition limits (caps quickly)
- • Policies that exclude "breed-typical" issues
When to Insure Your Persian
Frequently Asked Questions
Is pet insurance worth it for a Persian?
Yes. Persians are considered Medium risk. Persians are high maintenance and higher risk. Kidney & eye issues are chronic and expensive. Ensure PKD (hereditary) is covered. Also eye coverage—Persians see the ophthalmologist often.
What health issues should Persian insurance cover?
Persians are prone to Heart Conditions, Hip Dysplasia, Obesity. Polycystic Kidney Disease (PKD) affects nearly 40% of Persians
How much is pet insurance for a Persian?
For a healthy Persian, expected monthly premiums range from $44 to $77. Costs vary based on age, location, and deductible choices.
What if my Persian already has a health condition?
Pre-existing conditions are typically not covered by pet insurance. That's why insuring early (ideally as a puppy or kitten) is crucial for Persians. Conditions diagnosed before coverage begins will be excluded. Some insurers offer coverage for "curable" pre-existing conditions after a symptom-free waiting period.
Breed-Specific Analysis
This guide contains insurance insights specific to Persians, based on breed health data and veterinary research.